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TFSA or RRSPs?

By PERRII MUTHURAMAN In a month’s time, you will be flooded with advertisements for contributing to your RRSP whether you are interested or not. There will be many positive inducements like cash prizes (through a lottery system), more air miles, limited time high interest rate etc. to seduce you into investing in RRSP. If you [...]

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HOW TO GET A JOB IN A BANK OR FINANCIAL FIRM

 by Aizad Ahmad When you opened your first bank account, did you ever wonder how that person got the job and what qualifications, skills and knowledge they had to attain? Six years ago, when I landed here in Canada, I wondered the same, and thought it quite impossible to get a job in the banking/financial sector. [...]

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Life Insurance – simplified

 by Perrii Muthuraman Often, there is confusion about the different types of Life Insurances. Here is a simplified, plain language explanation. Even if you have learnt at least one new aspect, then the purpose of this writing is fulfilled. I am sure, you will not be disappointed. Read on. Mortgage Life Insurance Goal:  Paying off [...]

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Market your products and services for Free

 by Karthik Asymmetric warfare a.k.a guerrilla warfare is a means for a smaller force to overwhelm and ultimately win over a much larger and well organized conventional army. You must be wondering what the earlier line has got to do with marketing. Well, marketing is a kind of battle in which the success is defined [...]

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RRSP vs Debt reduction

by GNANI Often you hear the advice to contribute to your RRSP and then apply the tax refund it generates towards a prepayment on your mortgage or pay down other debts. Is it a good strategy? Many people prefer to pay down mortgage or other debts, without analysing anything else. Does it make financial sense? [...]

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How to Nurture your dreams

by GNANI  You acquire a vision, based on your dreams. Vision is a big picture. It is what you see yourself as in the future. Dream is a fluid state; vision is a semi solid state. Put your vision on the paper. Now it becomes your future plan or goal, a solid state. Set some [...]

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Two silent killers a deadly combination

Shake the salt habit and reap the heart health benefits Salt is the silent but potentially deadly sidekick to high blood pressure, says the Heart and Stroke Foundation. More than 85% of men and more than 60% of women ages 19 to 70 consume more than the maximum daily recommended sodium levels. “Salt hidden in [...]

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Your options to sell your home

by PERRII MUTHURAMAN So you’ve decided to sell your home, your largest asset. First question that comes to your mind is “price”; how much will I get? Next question is when or how soon? You have many memories attached to this home and now you are planning to leave them behind. You are emotional; yes [...]

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DIETARY FIBRE’S BENEFITS

Compiled by  P.S.Ramanathan   Here’s what you must know about dietary fibre and how it helps you maintain good health. What is dietary fibre? Dietary fibre is found in plant cells. It is a type of carbohydrate that is resistant to the body’s digestive enzymes. Dietary fibre has no nutrients or calories but it is [...]

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Rooms Should Focus On Function and Form

The comedian George Carlin said in his irreverent treatise on STUFF, “A house is just a pile of stuff with a cover on it. You can see that when you’re taking off in an airplane. You look down and you see everybody’s got a little pile of stuff… all the little piles of stuff. And [...]

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